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Surge Protectors and Power Surge Coverage Plans: What’s Better?

by Ragini Salampure
Surge Protectors and Power Surge Coverage Plans

In order to protect home electronics, people take precautions mostly in the form of either subscribing to an electric surge protection plan or using a surge protector. Why? It is because most of the time the secret culprit that is behind the damage that is done to our home electronics are usually power surges. 

There are several ways to protect your home electronics but the above-mentioned two are the most common methods people tend to resort to. So which one is better or a more reliable solution? It is not an easy decision but here is a short breakdown of the two.

What Is A Power Surge?

A power surge, also referred to as an electrical surge, in simple words is the unexpected spike in electrical voltage. You know when your lights suddenly get too bright before going back to normal after a few seconds? That’s a power surge in motion. They can occur multiple times in a day and can easily go unnoticed. It can damage anything from small electronics like light bulbs and chargers to heavy-duty appliances like washing machines, refrigerators, air conditioners and even smart devices. And we all know how easily repairs and replacements can rack up a hefty bill.

What really causes a power surge though? Lightning is quite a common cause of power surges; there is also faulty wiring, restoration of power after a blackout usually, and even overloaded electrical outlets can cause a surge. 

Surge Coverage Plan vs. Surge Protectors

What really is a Surge Coverage Plan? It comes as insurance of sorts for you to protect your home electronics in particular. For a monthly payment, at a very low rate like $8.99 as provided by First Energy Home, get up to thousands of dollars in annual protection for all the home electronics. This usually includes anything from gaming consoles, to televisions, washing machines to kitchen appliances, and even laptops and smart devices. 

Surge coverage plans usually don’t have a deductible or require anything to be installed. It merely assists in repair and replacement for any home electronic damaged by power surges. This saves you hundreds of dollars in a case where a certain electronic gets damaged unexpectedly. 

On the other hand, Surge Protectors are an alternative to Surge Coverage Plans. If you wish to install something to protect your device from getting damaged in the first place, a Surge Protector is what you need. 

Surge Protectors usually resemble extension power cords, except that they have built-in circuit breakers which ground the extra voltage whenever there is a spike in voltage or while a surge is occurring. By grounding the excess voltage, a surge protector only allows the allocated voltage to pass through onto your electronics that are plugged into its outlets. These are great for electronics like refrigerators, televisions, smart devices and whatever you think would be best suited to this in your home.   

What Else Can Be Done

When it comes to deciding which method is the better one, both Surge Coverage Plans and Surge Protectors have their reasons for being your best bet at protecting your home electronics. It really depends on your preference; whether a yearly plan is suitable of if you’d like to take quick action and invest in surge protectors for all the heavy electronics in your home. 

There are other ways you can protect these devices from getting damaged, and it does not necessarily require money to get the work done. Calling in a professional once or twice a year to have a look at the home wiring, to check for anything faulty is also a good way to spend your money and make sure your home as well as devices are safe from any potential damage. 

Another simpler way is to make it a habit to unplug devices when they are not in use. Surely you can’t unplug your refrigerator or the smart thermostat, but other devices like televisions, gaming consoles, lamps, the microwave or the dryer even – unplugging these devices when they are not in use protects them from damage because regardless of whether a power outlet is switched on or not, when a voltage spike occurs it can cause damage to your electronics. 

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