A fatal injury in an accident or a long-term/terminal illness leads to disability. Such disabilities mean it will lead to loss of job and a steady income source due to the inability to work. To help you with such problems, long-term disability, and short-term disability insurance are in place. They provide a safety net to you by granting your monthly benefits, a percentage of your income. Your employer also sometimes offers such insurance. Such disability claims are sometimes denied by the insurance company. In such a scenario, you must take legal help from a nationwide long term disability claims lawyer.
Disability claims attorney – when to get in touch:-
- Your claim is denied: Insurance companies are at-profit companies and are always trying to reduce the claim amounts or completely deny the claim. However, you must not lose hope if they deny your claim without giving proper reasoning. Most disabled people have to go through this pain where their initial claims are denied by the insurance company. The moment this happens it is time to hire a disability claims attorney who will ensure you receive the monthly benefits that you are entitled to as per your insurance policy.
- Complicated legal process: The rules and regulations laid down in insurance policies are complicated and cannot be understood easily. These complex documents are created by underwriters and lawyers with in-depth knowledge and experience. They often contain contractual loopholes that allow insurance companies to deny claims. It is best to not get into this mess on your own but hire a disability claims attorney who will take care of it.
- The insurance company is taking time: The insurance company will play tricks and tactics to extend your claim. They will say that they never received the documents that are required for the claim and ask you to resend them. This way they hold your application and do not reply back in a timely manner. In such a scenario, to remove this headache you must hire a disability attorney.
If you have disability insurance and are planning to file a disability claim, then hiring a reputed disability claims attorney is the best thing to do. They provide a comprehensive solution to all your disability claim needs like – filing for the claim, appealing for a denied claim, filing for reconsideration, and filing a lawsuit against your insurance company. They help you navigate through this complex legal procedure through their expert negotiation and communication skills.
